Event Insurance

April 28th, 2009

jane-0939When tropical storm Barry came to visit us in Charleston, it ruined every out door wedding in the city. On the beaches power went out, the wind howled and it poured.
Having a wedding on the beach is risky. And should something happen on your big day you will be upset or disapointed at the least.
When the storm came, one of our bride had no backup plan and was forced to make due. She was lucky she had an event planner to hold down the fort but others on that day were not so lucky.  The key is to have a crew that is  well adapt for any emergencies.
You may think that I am going to talk to you about back up plans…No.
I am going to talk to you about event insurance. Event Insurance you are now asking yourself what is it? You can purchase event insurance and in the event of bad weather, airplanes downed or some other major issue you can recoup most if not all of the money that you payed out for your event that didn’t turn out like you had expected. I first heard about event insurance from a friend who was a promoter. We were doing a Rock the Beach event and she was praying for rain. Turns out it only had to rain a small percentage at the airport and she was going to recoup her money.
This bride was fortunate to have vendors that were able to make her day better, this comes from experience as well as a sense of caring from her vendors. Her wedding was intimate, many guests did not come due to the weather but everyone danced to music when all the power on the beach went out the music was still playing and they were still dancing. A few days after we took the couple to the beach and spent sometime photographing them on the beach-so they still got those beach pictures that they were thinking of.
Had the bride had event insurance she would have recouped the money that she spent. My suggestion is that if you are getting married in an area that is prone to bad weather that may ruin your wedding you should purchase event insurance. For the few hundred dollars that it will cost you are insuring that you recoup any losses that could occur.
please visit one of he following links to learn more..trust me this peace of mind would be worth it.

http://www.privateeventinsurance.com/

http://www.wedsafe.com/


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